Abusive Floor Clause Applied to Spanish Mortgages

What is an Interest Floor Clause?

It is a clause included in many mortgages on which the lender puts a limit on how low the interest rate can fall to, usually around 3 percent, and this in many cases is illegal. This means that no matter how low the Euribor (the rate on which mortgage rates are based) falls, the customer must always pay the interest back at the fixed minimum interest rate.

1 Contact us and we will look over your mortgage for free.
2 We will formalize your claim against the bank.
3 Recover the overpaid amounts.

If you have been the victim of the unfair interest rate floors, you can now recover the overpaid amounts and get a reduction on your interest

Step 1: Contact Lexland and ask for a revision of your mortgage. At Lexland our Banking Law specialists have an extensive experience in the representation of floor clause claims.

Step 2: We will formalize your claim against your bank before all the pertinent regulatory bodies and jurisdictional courts at no cost for you. Not only will we claim the money back, but also assure a reduction on your mortgage interest.

Step 3: Eliminate the floor clause without upfront payment and recover every cent that you´ve overpaid. Lexland will anticipate all the associated costs of your claim including the Power of Attorney’s, Lawyer’s and Procurator’s Fees so you do not have to put one Euro down to claim with us.


affected people

15,000 €

average compensation


success rate

Thousands of people have already claimed. Can you afford not to?

Take action now!

Claim before it is too late. You are still in time to get back your money! Contact us.


Give us a Call (free of charge)

+34 951 55 01 90

If you have a Spanish Mortgage there may well be a floor clause, in which case you can make a bank claim. Spanish floor clause is illegal and legal action can give you a mortgage interest reduction. Lexland specialize in Mortgage Claims.